Minimum wage tax exemption

Employees in Nigeria earning at or below the national minimum wage of ₦70,000 a month (₦840,000 a year) are exempt from PAYE. The exemption removes the tax burden from the lowest earners entirely.

Worked example

An employee on exactly ₦70,000 a month pays no PAYE and takes home the full ₦70,000. An employee on ₦100,000 a month is above the threshold and pays ₦5,000 a month, an effective rate of 5%.

How it interacts with the 0% band

Separately from the exemption, the first ₦800,000 of taxable income is taxed at 0% under the 2026 bands. This is why tax rises gently rather than jumping at the threshold: someone just above minimum wage still pays very little.

Compare ₦70,000 and ₦100,000 a month side by side.

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